#152: Chris reviews his credit card lineup, sharing insights on what he currently uses, what's on the back burner, and some new additions for 2024. He also shares the best card strategies to optimize points across major spending categories such as dining, groceries, travel, and more. Link to Full Show Notes: https://www.allthehacks.com/whats-in-my-wallet-2024 Partner Deals Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 Netsuite: Free KPI checklist to upgrade your business performance Shopify: $1/month trial for the easiest e-commerce platform Trade Coffee: Free bag of the best coffee to upgrade your morning routine Daffy: Free $25 to give to the charity of your choice For all the deals, discounts and promo codes from our partners, go to: allthehacks.com/deals Resources Mentioned All the Hacks All the Hacks Credit Card Page Card Optimization Tool Transfer Partner Spreadsheet Newsletter Credit Cards Amazon Prime Rewards Visa Card (5x Amazon) American Express® Gold Card (4x Dining/Grocery, 3x Flights) American Express® Green Card (3x Travel) Bilt Mastercard® (1x Rent, 3x Dining, 2x Travel) Capital One® Savor® Cash Rewards Credit Card (4x Dining/Entertainment/Streaming, 3x Groceries, 10x Uber) Capital One® Spark® Cash Plus (2x Everything) Capital One® Venture X Rewards Credit Card: (2x Everything) Chase Freedom Flex℠ (5x Rotating Category) Chase Freedom Unlimited® (3x Dining, 1.5x Everything) Chase Ink Business Cash® Credit Card (5x Cell Phone/Office Supply) Chase Ink Business Preferred® Credit Card (3x Travel/Phone/Internet/Cable) Chase Ink Business Unlimited® Credit Card (1.5x Everything) Chase Sapphire Preferred® Card (3x Dining, 2x Travel) Chase Sapphire Reserve® (3x Travel/Dining) Citi Custom Cash℠ Card (5x on Top Spend Category) Citi Premier® Card (3x Gas/Dining/Groceries/Hotels/Airfare) Citi® Double Cash Card (2x Everything) Delta SkyMiles® Platinum American Express Card (Free Bags, Companion Cert, 15% Off Awards) Hilton Honors American Express Aspire Card (Free Night, Resort Credit, Diamond Status) Marriott Bonvoy Brilliant® American Express® Card (15 Elite Nights) Marriott Bonvoy Business® American Express® Card (15 Elite Nights) Target RedCard™ (5x Target) The Platinum Card® by American Express (5x Flights) U.S. Bank Altitude® Reserve Visa Infinite® Card (3x Mobile Wallet/Travel) Wells Fargo Autograph℠ Card (3x Dining/Travel/Gas/Transit/Steaming/Cell Phone) Wyndham Business Earner® Card (8x Gas) Other Links Frequent Miler Premium Card Worksheet The Points Guy: Travel portals and Online travel agencies Full Show Notes (01:02) Listener Win (03:21) 3 Reasons To Have Credit Cards (05:54) Ways to Review Credit Cards (07:06) Cards for Dining (07:56) Cards for Groceries (08:21) Cards for Travel & Booking on Travel Portals (11:21) Best Card for Amazon.com (11:36) Cards for Cell Phone Services (12:20) Best Card for Costco (15:31) Cards for the 'Other' Category (16:54) Cards for Gas (17:37) Business Cards (18:32) Two Ways to Determine If a Credit Card Is Worth It (21:31) Key Takeaways for Chris' Credit Cards (27:43) What to Do With Cards You Don't Need (34:42) Evaluating Cards for The Future (35:19) The Bilt Mastercard® (39:14) The Delta SkyMiles® Platinum American Express Card (40:12) The Capital One® Savor® Cash Rewards Credit Card (41:11) The Marriott Bonvoy Brilliant® American Express® Card (41:51) Citi Cards (43:37) The Wells Fargo Autograph℠ Card (45:10) The U.S. Bank Altitude® Reserve Visa Infinite® Card (47:26) 0% APR Cards Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices