How To Use Debt Products In Your Portfolio?

Let's Talk Money with Monika Halan

05-09-2024 • 12 mins

In this episode, Monika Halan demystifies the concept of debt in investing. Learn how familiar products like bank FDs, bonds, and PPF fit into your financial strategy, providing stability and assured returns. Monika explains the role of debt products in balancing your portfolio and offers insights into using bond funds for various financial goals. Tune in to understand the nuances of debt investing and how it complements equity for a well-rounded portfolio.

Monika also answers questions about whether you should invest in the NPS if one is already contributing to EPF, how to firm up your allocation and retirement corpus before marriage, and how to invest your gratuity amount for a short term duration.

Chapters:

(00:31 - 05:15) The Importance Of Debt Products

(05:31 - 07:04) EPF vs NPS

(07:07 - 08:52) Building A Corpus Before Marriage

(08:53 - 11:11) Investing For Short Term

If you have financial questions that you’d like answers for, please email us at mailme@monikahalan.com

Monika’s book on basic money management

https://www.monikahalan.com/lets-talk-money-english/

Monika’s book on mutual funds

https://www.monikahalan.com/lets-talk-mutual-funds/

Monika’s workbook on recording your financial life

https://www.monikahalan.com/lets-talk-legacy/

Calculators

https://investor.sebi.gov.in/calculators/index.html

You can find Monika on her social media @monikahalan.

Twitter @MonikaHalan

Instagram @MonikaHalan

Facebook @MonikaHalan

This is a Maed In India Production; check us out at www.maedinindia.in

Creative Director: Mae Mariyam Thomas

Project Manager: Shaun Fanthome

Head of Audio: Kartik Kulkarni

Producer: Meghna Gulati

Sound Editor: Lakshman Parsuram

Artwork: Alika Gupta