Mortgage interest rates spiked this week on inflation reports.  Spending trillions more than you collect has consequences.  The left claims that California is the jewel of freedom and democracy.  The California Attorney General Rob Bonta sues Hunting Beach for passing an initiative requiring voter id and cameras on ballot drop boxes as well as school districts that allow parental notification of sex changes by their children.  Bonta has filed a lawsuit to keep a proposition off the ballot that would reinstitute the Proposition 13 requirement of a 2/3 majority to raise taxes.  So much for Democracy.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right side of Real Estate.

According to NOA March was the hottest March on record but a deeper dive into the numbers shows that the actual temperatures have been adjusted and estimated to simply get the results they want to prove  a "global warming crisis".  California is balancing it's budget with smoke and mirrors.  The real estate proposed settlement is bad for consumers and home buyers in particular.  Interest rates spiked upwards this week on news of more inflation.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right side of Real Estate.

UC Berkley Economists tell California Lawmakers that higher wages and higher costs of goods will not cause higher prices because large corporations have "economies of scale" that free them normal costs of production.  Biden lied again.  In 2023 the Trans Day of Visibility was on March 30.  Home prices rose slightly in the 1st quarter in the valley and sales held steady compared to 2023.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

Court rules that natural gas bans for new construction in California are illegal.  CPUC releases proposal for new monthly fee on electric bills.  More insurance companies flee the State of California and it's regulatory nightmare.  Interest rates remain steady around 7% and housing inventory is slowly increasing.  We discuss all of this and more on Real Talk.  Real Talk is the Right Side of Real Estate.  Real Talk can be heard Saturday's from noon until 1 on Power Talk  1400 AM and 96.5 FM or download the podcast at realtalkbrad.com

What does the NAR proposed settlement mean for consumers?  Will house prices go down?  What does it mean for Real Estate Agents?  Will MLS's survive?  Will thousands of real estate agents go out of business?  Will lenders change their guidelines?  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

As California's water management plan takes effect many valley farmers are realizing that they will not have enough water to stay in the food growing business.  What was the Biden housing subsidy that he mentioned during his State of the Union political rally?  With over $16 billion already invested in the choo choo train to nowhere California High Speed rail has a new plan.  You can now ride the train "virtually" and that may be the only way anyone will ever be able to ride the California High Speed rail.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

You will own nothing and be happy!  In this week's show we discuss the numerous academic studies claiming that the root of all evil destroying the earth is ownership of property by individuals.  We also destroy the myth that big business controls the housing market and is responsible for rent increases.  Should the government take over the marketing and selling of homes?  Will house prices go down in the near future?  We discuss all of this and more on Real Talk.  Real Talk is the Right side of Real Estate.

New California legislation proposes to allow pets in all rental properties without increased deposits or rent increases.  Interest rates hover around 7% for 30 year mortgages.  Demand still outpaces inventory for single family homes.  If you believe that your freedoms come from God and not from government you might just be a Christian Nationalist according to the leftist.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right side of Real Estate.

Verdict first!  Trial later said the Queen of Hearts.  Off with her head.  America has gone from the Twilight Zone to Alice in Wonderland.  Taking down your political enemies in court was not part of the American plan.  Interest rates top 7% again slowing the housing market.  Is there a peaceful way to stop boys from competing against girls in sports?  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right side of Real Estate.

In this week's show we discuss the tawdry erotic story of an ex-president as well as Fani and Stormy and how their lives are intertwined.  It is a tale of power and corruption at the highest (and lowest) levels.  Pacific Legal Foundation continues the good fight for property rights defending the constitution fighting for limited government.  Interest rates rise and the housing market stays steady.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right side of Real Estate.

Gen Z says that home ownership is forever out of their reach due to high home prices, low wages, college debt and high interest rates.  We examine 50 years of data for the Central Valley to see how things have changed.  Biden willfully took home and shared classified documents.  He won't be charged because he is old and forgetful.  Mark Steyn loses 12 year defamation trial in Washington DC for pointing out the fraud of the Mann hockey stick graph.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

Interest rates remain flat after the Federal Reserve meets and discusses rate cuts in May.  King Newsom seems unaware that his policies allow unlimited petty theft and retail theft.  He brags about scolding a cashier at Target for letting a shoplifter walk out of the store.  Foothill subdivisions were once the preferred choice for California planners to allow new home construction.  Wildfires and environmentalists have put the brakes on these plans.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

Illegal immigrants would be eligible for the new California Dreaming Home Down payment assistance program in legislation proposed by California Assembly member Juan Arambula.  The Trump saga continues with trials and primary elections.  Interest rates held steady this week in the high 6% range for 30 year mortgages.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

Home prices stayed flat in 2023 despite higher interest rates and I make my predictions for 2024 home prices.  Congressman says January 6th was the largest entrapment scheme in US history designed to silence conservatives.  Leftist celebrate the largest dam removal project in US history telling California it is better to drink recycled toilet water than to store fresh water from rainfall.  What is happening with the standoff between the Texas National Guard and US Department of Homeland Security?  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

Was last year the hottest on earth in the last 125,000 years?  Will digital currency replace our money in the near future?  If so, what will that do to mortgages?  The courts have ruled again on NEM3 and the solar industry and environmentalists are not happy.  House prices stay steady and interest rates ticked up slightly last week.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

As we move into the new year real estate prices remain steady and inventory remains low.  Interest rates are starting to subside from their high point last year of nearly 8% coming back to near 6.5%  for 30 year mortgages.  Be prepared for more political chaos in this election year.  If Trump is elected president the George Floyd riots will look like a walk in the park as the left will try to destroy the country they hate.  If Trump is found guilty and thrown in jail outraged conservatives will revolt.  In this week's show we also describe the true systemic racism which is created by teachers of evolution in our schools.  Be sure to listen in to this week's Real Talk as discuss all of this and more.  Real Talk is the Right Side of Real Estate.

As the year ends it is sad to watch the destruction of our once great country.  A country that was founded upon moral values ordered by God the creator of the universe.  Our daily papers have headlines that resemble the satire paper the Babylon Bee.  In fact we have become Babylon.  The left celebrates the murder of unborn children, the mutilation teenagers, the sexualization of children and promotes racial hatred.  As we move into the new year I pray that America and California wake up to the destruction that satan is creating and we are enabling with our silence.  I hope you enjoy the final Real Talk of the year.  Real Talk is the Right side of Real Estate.

In this week's show we discuss the reason for the season.  The birth of Christ our savior.  We also talk about the problem with exclusionary zoning and increased government regulations.  The last segment of the show is a story about giving and the spirit of Christmas.  Real Talk is the Right Side of Real Estate.

The legal system in the US was once envied by other nations.  It has no become a laughing stock as it is used to prosecute the enemies of the Biden Administration.  If you want to use gas powered mowers and equipment in California you better buy them quickly.  30 mortgage rates have dropped below 7%.  Will they ever get back into the threes?  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right Side of Real Estate.

Interest rates have declined slightly to near 7% for 30 year fixed mortgages.  Hunter Biden claims he is a victim of political bias.  California reintroduces its first time home buyer program.  The legislature is planning on banning gas furnaces in 2024.  We discuss all of this and more on this week's Real Talk.  Real Talk is the Right side of Real Estate.