Is your mailbox flooded with credit card junk mail promising free money? There’s cash back, 0% interest, sign-up bonuses, reward points. The come-ons keep on coming! Well, Nikki and Mr. Malone know exactly what you’re thinking — ‘cause they’re thinking it too. Are we missing out on some valuable free stuff? That’s where character actor and self-described money nerd, Chip Chinery of “Chip’s Money Tips,” and the founder of Clever Girl Finance, Bola Sokunbi, come in. They’ll help put our credit questions in perspective, offering up some amazing I-can’t-believe-I-didn’t-think-of-that! financial hacks along with some cool credit wisdom we all can use. Now THAT sounds too good to be true!

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