When you get ready to close on your home, you will be presented with the Home Disclosure Statement. It is going to have a bunch of dollar figures on it, and many of them are not going to make sense. In fact, you may ask, “What am I paying all this for?” And those are great questions. You may also ask, “Why is there an Escrow account?”, “How much is lender making on the load?”, “What do you mean I have to pay taxes before they are due?” and probably many more. When you purchase a home, the home closing disclosure can look very confusing not to mention intimidating. On[...]