The insurance that comes with home loans always raises many questions. Is it mandatory? What does the RBI and IRDAI say about this? What cover does this insurance give? Do I have any better options? Are there any catches? Well, in this video I address all these questions! #homeloan #insurance #janesheeba #bankingminutes Grab your Copy of "Personal Finance Essentials You Cannot Afford To Miss" - https://amzn.in/d/jaqR6cc Instagram - https://www.instagram.com/janesheeba/ Facebook - https://www.facebook.com/thejanesheeba Threads - https://www.threads.net/@janesheeba WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k Telegram channel - https://t.me/thejanesheeba

#EPF #Nominee #janesheeba #bankingminutes Grab your Copy of "Personal Finance Essentials You Cannot Afford To Miss" - https://amzn.in/d/jaqR6cc Get 1-1 Finance / Investing Consultation from me - https://www.bankingminutes.com/finance-consultation/ Instagram - https://www.instagram.com/janesheeba/ Facebook - https://www.facebook.com/thejanesheeba Telegram channel - https://t.me/thejanesheeba Threads - https://www.threads.net/@janesheeba

This is episode 5, and today we're diving deep into the world of insurance, investments, and everything in between. Feeling lost in a sea of insurance options? Unsure about how to handle a claim? We've got you covered. We'll also explore different investment opportunities to help you grow your wealth. So buckle up, get ready to learn, and let's hear out some valuable insights! #insurance #janesheeba #bankingminutes Grab your Copy of "Personal Finance Essentials You Cannot Afford To Miss" - https://amzn.in/d/jaqR6cc Get 1-1 Finance / Investing Consultation from me - https://www.bankingminutes.com/finance-consultation/ Instagram - https://www.instagram.com/janesheeba/ Facebook - https://www.facebook.com/thejanesheeba Telegram channel - https://t.me/thejanesheeba Threads - https://www.threads.net/@janesheeba

In the 5th Episode of Let's Hear Out, I and Mr. Pragatheswaran (Deputy Manager, Private Bank) talk about Loans. Here are the things that we cover in this video: 1. The types of loans available 2. How to choose the right type of loan for your requirement 3. What documents and processes are involved in loans 4. Common reasons for loans to get rejected (and how to fix them) 5. Fixed or floating interest rates? 6. What options do you have if you can't pay back the loan? and more. #loan #loans #janesheeba #bankingminutes #homeloan Grab my ebook - "Personal Finance Essentials You Cannot Afford To Miss" - https://www.amazon.in/Personal-Finance-Essentials-Cannot-Afford-ebook/dp/B0CWCDD8FJ/ Get 1-1 Finance / Investing Consultation from me - https://www.bankingminutes.com/finance-consultation/ Instagram - https://www.instagram.com/janesheeba/ Facebook - https://www.facebook.com/thejanesheeba Telegram channel - https://t.me/thejanesheeba Threads - https://www.threads.net/@janesheeba

Investing in Mutual Funds is one of the prudent ways to grow your money. But since our money is invested in stock market, there is a fear of losing it. What will happen if the market goes down? How can I choose the right fund? What factors contribute to my success? Today's episode answers all your questions related to mutual fund investment. #mutualfunds #investment #stockmarket #janesheeba #bankingminutes Grab my free ebook - Personal Finance Essentials You Cannot Afford To Miss. You download it here - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Get FREE Finance / Investing Consultation from me - https://www.bankingminutes.com/free-finance-consultation/ Instagram - https://www.instagram.com/janesheeba/ Facebook - https://www.facebook.com/thejanesheeba Telegram channel - https://t.me/thejanesheeba Threads - https://www.threads.net/@janesheeba

In this third episode of "Let's Hear Out" (LHO), we have Mr. Pragatheswaran, Deputy Manager (Pvt Bank). He answers the most commonly asked credit card-related questions. Below are the major topics discussed in this video along with the time stamps. Got more questions? Leave a comment and we will address them in the upcoming episodes! #bankaccount #debitcard #janesheeba #bankingminutes #LHO #podcast 0:24 - What is the procedure to apply for a credit card? 1:42 - Card to card 3:15 - Eligibility criteria for a credit card 6:25 - Checking CIBIL Score 8:14 - Credit limit 12:05 - Paying Credit Card Bills 14:20 - Credit card EMI 15:25 - Credit card bill payment options 17:17 - Credit Card Frauds 19:56 - What to do if my Credit card is lost or stolen 21:08 - Having multiple credit cards 24:13 - Upcoming credit card trends Grab my free ebook - Personal Finance Essentials You Cannot Afford To Miss. You download it here - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Get FREE Finance / Investing Consultation from me - https://www.bankingminutes.com/free-finance-consultation/ Instagram - https://www.instagram.com/janesheeba/ Facebook - https://www.facebook.com/thejanesheeba Telegram channel - https://t.me/thejanesheeba Threads - https://www.threads.net/@janesheeba

In this second episode of "Let's Hear Out" (LHO), we have Mr. Suriya, B. Com, MBA (Financial Management), pursuing CA. He answers the most commonly asked tax filing-related questions. Below are the major topics discussed in this video along with the time stamps. Got more questions? Leave a comment and we will address them in the upcoming episodes! #incometax #taxfiling #capitalgain #janesheeba #bankingminutes #LHO #podcast Contact Suriya - suriya5555k@gmail.com | 8754295585 0:39 - What is Income Tax? 2:50 - Who Should File Income Tax? 4:17 - Financial Year & Assessment Year 5:57 - Different types of persons 8:44 - SFT 11:12 - TDS 14:58 - TCS 15:40 - Advance Tax 17:47 - Deductions 19:33 - How to save on Tax? 21:45 - Capital Gains 24:12 - Clubbing 26:00 Deadlines 27:27 - Benefits of filing income tax returns Grab your Copy of "Personal Finance Essentials You Cannot Afford To Miss" - https://amzn.in/d/jaqR6cc Get FREE Finance / Investing Consultation from me - https://www.bankingminutes.com/free-finance-consultation/ Instagram - https://www.instagram.com/janesheeba/ Facebook - https://www.facebook.com/thejanesheeba Telegram channel - https://t.me/thejanesheeba Threads - https://www.threads.net/@janesheeba

In this first episode of "Let's Hear Out" (LHO), we have Mr. Pragatheswaran, Deputy Manager (Pvt Bank). He answers the most commonly asked bank account-related questions. Below are the major topics discussed in this video along with the time stamps. Got more questions? Leave a comment and we will address them in the upcoming episodes! #bankaccount #debitcard #janeshepard #bankingminutes #LHO1:18 - What are the documents needed to open a bank account? 3:02 - Joint Account - Rules, Documents needed! 4:41 - Current Account Vs Savings Account (Documents and other features) 7:18 - How long should I wait before I use my newly opened bank account? 8:43 - On dormant / inactive bank accounts 9:39 - How can I set up recurring transfers or bill payments? 10:48 - On ATM Cards 12:20 - Debit Card Insurance 14:36 - Savings Account Vs Salary Account 17:25 - ATM Withdrawal Charges 18:38 - Account Debited but cash not dispensed 21:15 - On closing bank account Grab my free ebook - Personal Finance Essentials You Cannot Afford To Miss. You can download it here - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Get FREE Finance / Investing Consultation from me - https://www.bankingminutes.com/free-finance-consultation/ Instagram - https://www.instagram.com/janesheeba/ Facebook - https://www.facebook.com/thejanesheeba Telegram channel - https://t.me/thejanesheeba Threads - https://www.threads.net/@janesheeba

1:38 - PF claim rejected? 2:50 - Debit Card hotlisting and AMC 3:55 - Credit card bill non-payment and CIBIL 5:58 - Loan closed but it does not reflect in CIBIL 6:44 - Is the PF withdrawal amount taxable? 8:19 - Max withdrawal limit in Zero Balance Account 10:20 - Lifetime free credit card 13:17 - Loan preclosure & CIBIL score 14:19 - Closing salary account 15:50 - Best savings scheme for youngsters 19:05 - Credit Card loan Vs Bank Loan 21:00 - Best bank for FD 22:20 - Credit card not approved 23:21 - Higher interest for FD 23: 56 - How to improve CIBIL score 24:59 - On choosing credit cards 25:56 - How to choose mutual funds 28:10 - Documents needed for home loan 29:40 - How to become a financial advisor 30:30 - How to avoid Bhima Yojana scheme in SBI 31:45 - Old Tax Regime or New? 33:00 - Reopening Joint Account 34:07 - Withdrawal charges 35:00 - CDM charges 37:15 - Career in finance / becoming a banker Grab my free ebook - Personal Finance Essentials You Cannot Afford To Miss. You download it here - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Get FREE Finance / Investing Consultation from me - https://www.bankingminutes.com/free-finance-consultation/ Instagram - https://www.instagram.com/janesheeba/ Facebook - https://www.facebook.com/thejanesheeba Telegram channel - https://t.me/thejanesheeba Threads - https://www.threads.net/@janesheeba

A great LIVE session with some thoughtful questions. Here's what we talked about! 2:36 Who can give financial advise? 3:31 Best finance/money books? (The Psychology of money - https://amzn.to/3Vutv0c) 4:40 Start a business without money? 6:27 SB account interest rate? (how to choose the right bank? 7:23 Can we file income tax returns ourselves? 8:24 Documents required to carry cash during election time. 10:00 Factors to note while opening a FD 11:27 Where to encash a cheque? 13:03 Shares or mutual funds? Where to invest? 15:48 How to report cash debited but no money received in ATM? 18:38 How many credit cards can I have? 20:25 Paying credit card bills #live #creditcard #janesheeba #bankingminutes #FD #sip ***** Need help with website setup, content creation, social media management, collaborations and promotions? Send an email to - thejanesheeba@gmail.com **** Grab my free ebook - Personal Finance Essentials You Cannot Afford To Miss. You download it here - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Check out my books on Amazon - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Instagram - https://www.instagram.com/janesheeba/ LinkedIn - https://www.linkedin.com/in/janesheeba/ Threads - https://www.threads.net/@janesheeba WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k Facebook - https://www.facebook.com/profile.php?id=61550213820445 Telegram channel - https://t.me/thejanesheeba

If you want to open a salary account in HDFC bank, you will need to know the details about the account. In today’s video I explain the details about the HDFC bank salary account – the eligibility details, benefits, features and charges involved in the account. I also answer some of the questions repeatedly asked by viewers regarding the HDFC salary account! #HDFCSalaryAccount #HDFCSalaryAccountBenefits #OpenHDFCSalaryAccount #SalaryAccountFeatures #SalaryAccountLimits #janesheeba ***** Need help with website setup, content creation, social media management, collaborations and promotions? Send an email to - thejanesheeba@gmail.com **** Get EXCLUSIVE money tips delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k My Books On Amazon - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Spotify - https://podcasters.spotify.com/pod/show/jane-sheeba Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/ Telegram channel - https://t.me/thejanesheeba

To advertise on this channel please contact - thejanesheeba@gmail.com Get EXCLUSIVE money tips delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k My Book - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/ Telegram channel - https://t.me/thejanesheeba

Early retirement is the act of stopping working before the traditional retirement age. This can be for a variety of reasons, such as financial independence, health concerns, or simply a desire to pursue other interests. There are many benefits to early retirement. It can give you more time to spend with family and friends, travel, pursue hobbies, or simply relax and enjoy life. However, it is important to carefully plan for early retirement to ensure that you have enough financial resources to support yourself throughout your retirement years. #earlyretirement #retirement #retirementplanning #pension #retirementinvesting #retirementgoals #janesheeba #bankingminutes For advertisement queries, please contact - thejanesheeba@gmail.com WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k My Amazon Author Page - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Spotify - https://podcasters.spotify.com/pod/show/jane-sheeba Get EXCLUSIVE tips & updates delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/ Telegram channel - https://t.me/thejanesheeba

Systematic investment plan (SIP) is a popular way to invest in mutual funds. It allows you to invest a fixed amount of money at regular intervals, such as monthly or quarterly. This is a disciplined and convenient way to invest, and it can help you to achieve their financial goals over the long term. However, there may be times when you need to pause your SIPs. This could be due to a number of reasons, such as a financial setback, a job loss, or a change in personal circumstances. SIP pausing is a facility offered by many mutual fund houses that allows investors to temporarily stop their SIPs for a period of time. This can be a useful tool for investors who need to take a break from investing, without having to cancel their SIPs altogether. When you pause your SIP, the mutual fund house will stop debiting the fixed amount from your bank account at regular intervals. However, you will continue to remain invested in the mutual fund scheme, and your units will continue to grow. You can resume your SIPs at any time, and you will not be charged any penalty for pausing their SIPs. However, it is important to note that pausing SIP for a long period of time can have an impact on the your overall returns. #SIP #SIPPause #PauseSIP #systematicinvestmentplan #mutualfunds #investingtips #investment #janesheeba To advertise on this channel please contact - thejanesheeba@gmail.com WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k My Amazon Author Page - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Spotify - https://podcasters.spotify.com/pod/show/jane-sheeba Get EXCLUSIVE tips & updates delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/ Telegram channel - https://t.me/thejanesheeba

Credit card delinquency is a serious issue that can have a negative impact on your finances and your credit score. It occurs when you fail to make at least the minimum payment on your credit card bill for 30 days or more. There are a number of reasons why people may become delinquent on their credit card payments. Whatever be the reason - it is serious. Watch this video fully to know more details and what you could do to avoid credit card delinquency. #creditcard #delinquent #creditcarddelinquency #creditcarddebt #janesheeba #bankingminutes Join this channel to get access to special perks: https://www.youtube.com/channel/UCUWXfn1kOAQHiXWwZBm-JvQ/join To advertise on this channel please contact - thejanesheeba@gmail.com Join my WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k Check out my E-Books - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Get EXCLUSIVE tips & updates delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/Telegram channel - https://t.me/thejanesheeba

Your credit card limit is the maximum amount of money you can charge to your card. It's important to know that banks can change your credit limit at any time, for a variety of reasons. In this video, I'm going to go over some of the most common reasons why banks might decrease your credit limit. I'll also give you some tips on what to do if your credit limit is decreased. So if you're wondering why your credit card limit might have changed, or you're worried that it might be decreased in the future, this video is for you. To advertise on this channel please contact - thejanesheeba@gmail.com Join my WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k Check out my E-Books - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Listen to my Podcast - https://podcasters.spotify.com/pod/show/jane-sheeba Get EXCLUSIVE tips & updates delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/ Telegram channel - https://t.me/thejanesheeba

If you find yourself unable to make an EMI payment, it's important to contact your lender as soon as possible to discuss your options. There may be ways to work out a payment plan or get a deferment or forbearance. It's also important to remember that skipping an EMI payment is not the end of the world. If you take action quickly, you can usually avoid the worst-case scenarios. So, if you're struggling to make your EMI payments, don't panic. Just reach out to your lender and work together to find a solution." What is a CIBIL score? What you need to know about your CIBIL score or CIR? - https://www.youtube.com/watch?v=DAiXsMx4Wws How To Improve Your Credit Score? Working Tips To Consistently And Practically Maintain Your Cibil - https://www.youtube.com/watch?v=uraSrr8vSjA #loan #loanemi #defaulting #loandefault #personalfinance #cibilscore #janesheeba To advertise on this channel please contact - thejanesheeba@gmail.com WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k My Amazon Author Page - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Spotify - https://podcasters.spotify.com/pod/show/jane-sheeba Get EXCLUSIVE tips & updates delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/ Telegram channel - https://t.me/thejanesheeba

Cheques are a convenient way to make payments, but they can also be a source of trouble if they are not written correctly. In this video, I discuss some of the most common cheque-writing mistakes that can get you in trouble. I also provide tips on how to avoid making these mistakes. How To Stop A Cheque Payment Without Visiting Bank - NetBanking And Mobile Banking Demo (SBI) - https://www.youtube.com/watch?v=psfU_LHtLpA Cheque கிழிஞ்சு போச்சு or damaged ஆயிடுச்சுன்னா என்ன பண்ணனும்? - https://www.youtube.com/watch?v=FAOr-iu7Q00 #WriteCheque #HowToWriteCheque #cheques #cheque #janesheeba #mistakes #bankcheque To advertise on this channel please contact - thejanesheeba@gmail.com WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k My Amazon Author Page - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Spotify - https://podcasters.spotify.com/pod/show/jane-sheeba Get EXCLUSIVE tips & updates delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/ Telegram channel - https://t.me/thejanesheeba

You might have already received calls from your credit card company, or the bank about increasing your credit card limit. Or you might be having the need to increase your credit card limit to suit your spending needs. It is important to note that increasing your credit limit can have positive and negative consequences. I explain those in this video. #creditlimit #creditcard #increasecreditlimit #creditvalue #creditscore #cibilscore #janesheeba To advertise on this channel please contact - thejanesheeba@gmail.com My Amazon Author Page - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Get EXCLUSIVE tips & updates delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Join my Telegram channel - https://t.me/thejanesheeba Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/

Loan EMIs, or equated monthly instalments, are the regular payments that borrowers make to lenders to repay a loan. These instalments are typically fixed and are made over a period of time, such as 5, 10, or 20 years. Making loan EMI payments on time is essential for maintaining a good credit score and avoiding late payment fees. However, there are a number of common mistakes that borrowers make when it comes to loan EMIs that can lead to difficult financial situations. #loanemi #loan #emi #loanmistakes #loantenure #loanemicalculation #housingloan #educationalloan #janesheeba #bankingminutes To advertise on this channel please contact - thejanesheeba@gmail.com WhatsApp Channel - https://whatsapp.com/channel/0029Va9Rb1O89inkwZiN2i3k My Amazon Author Page - https://www.amazon.in/Jane-Sheeba/e/B00B43K64M/ Spotify - https://podcasters.spotify.com/pod/show/jane-sheeba Get EXCLUSIVE tips & updates delivered directly to your Inbox! - https://mailchi.mp/f8ded69c550b/jane-sheebas-newsletter Facebook - https://www.facebook.com/profile.php?id=61550213820445 Instagram - https://www.instagram.com/janesheeba/ Telegram channel - https://t.me/thejanesheeba