A discussion with Brian and William regarding their article Agency Costs in Third-Party Finance Reconsidered
https://www.google.com/url?sa=t&source=web&rct=j&opi=89978449&url=https://papers.ssrn.com/sol3/papers.cfm%3Fabstract_id%3D4649666&ved=2ahUKEwiYn9n5ptiDAxUukYkEHQLSBawQFnoECBEQAQ&usg=AOvVaw2ldsuF9_rvLrBoPoYWuQBR