PODCAST

Retire In Texas

Darryl Lyons

If you are close to retirement and your plan is to retire in Texas, this is the right money conversation for you. Here you will learn the Texas nitty-gritty of money and financial topics from a highly sought-after financial advisor, author, co-founder, and CEO of PAX Financial Group, Darryl Lyons. If your faith, family, and freedom are important to you, then you will love the Retire in Texas Podcast.

Looking to buy or sell a business in Texas?
27-04-2022
Looking to buy or sell a business in Texas?
Whether you’re a business owner who wants to avoid a disappointing sale value, or an employee who’s looking to create a dream lifestyle after decades of “working for the man”, this episode’s for you!  As a rare treat, today’s guest Clint Fiore has no interest in retiring any time soon.  On the contrary, his business Texas Business Buyers helps Texans prepare their businesses for maximum sale value as they pivot into retirement. Likewise, he helps long-term employees craft the lifestyle of their dreams by helping them buy stable, high-performing businesses In this episode, you’ll discover tips and tricks that let you live a fulfilling life in your golden years, no matter whether you’re buying or selling.  Listen now!  Show Highlights Include: Why getting a business valuation now sets you up for a wealthy retirement, even if you won’t sell for another 5 years (10:58) Why your business will never sell if you rely on a “dangerously smart” CPA’s small business valuation (and how to price your business so it actually sells) (13:14) The “backtrack” strategy that lets you maximize the sale value of your business (while minimizing taxes) (15:06)How to buy a wonderful business at a bargain price today (even if the seller could make more money by waiting a few more years) (16:53) The easy way to own a business that gives you a steady stream of income for decades to come (even though 90% of businesses fail) (19:20)
Justin Elliott: Navigating the Medicare Minefield
09-03-2022
Justin Elliott: Navigating the Medicare Minefield
Medicare can be a nightmare to navigate - no matter what those annoying Medicare ads try to tell you!  When do you claim it? What if you want to keep working past 65? Part A? Part B? Part C? Part D? Supplement? Advantage? Medigap?  If any of those terms and questions made you scratch your head, this episode is for you.  In this episode, Justin Elliott is here to make Medicare simple. You’ll discover how to avoid nasty bills and fees. Plus, you’ll find out how to find the right plan for you, so you can relax knowing that you and your family are fully protected - and paying the best price.   Listen now! Show Highlights Include: The loophole that lets a select few people claim medicare (even if you haven’t reached retirement age) (1:33)The “7 month window” to claim Medicare (miss it, and you’ll pay an extra penalty) (1:50) How “fully covered” individuals are getting stuck with exorbitant medical bills. Plus, how Texans can avoid these bills for about $115 (10:33) Why you should spend more on your Medicare Supplement plan (even if a cheaper plan covers exactly the same things) (11:26) How to “fire the government” and let an insurance company PAY YOU to join their “medicare” plan (17:31) The “disadvantage” to an Advantage Plan that could leave you without cover on January 1st (19:38) Why it pays to join a Medicare Supplement plan, even if you could save hundreds every month with an Advantage plan (20:35)Instantly discover the cheapest Medicare D plan for you and your prescriptions with a simple online tool (23:35)
From Real Estate To Helping Abused Children - How To Find Purpose After Retiring In Texas with Valinda McAlister
16-02-2022
From Real Estate To Helping Abused Children - How To Find Purpose After Retiring In Texas with Valinda McAlister
Are you too young to do nothing at all? Have you sat in the comfy chair for too long? Are you bored out of your mind? Your “golden years” don’t have to be decades spent in front of the TV. It can be a fulfilling time that lets you contribute to your community.  Retirement lets you pivot into a new chapter with purpose. That’s what fellow Texan Valinda McAlister does: She brings awareness to child abuse and sex trafficking with Ransomed Life Texas.  After working in real estate for decades, she became an investor and now spends her retirement impacting her community.  Listen now to discover how to find, pursue and live your purpose in retirement.  Show Highlights Include: What babysitting and a kitchen drawer can teach you about striving for financial freedom. (3:39)Odd lessons you can learn from managing 45 shopping centers in a city you barely know (even if you never want to get into real estate)How living through “The Great Recession” can set you up for a great retirement (8:49)Why you should know when to exit your business and retire (even if you want to work another 5 years or more) (11:02)How to sell a business when it’s time to retire (and the wallet-draining mistakes you should avoid) (11:56)How Ransomed Life Texas lets Valinda impact her community in retirement (and how you can do the same) (16:27)Why Garden Bridge, Texas is a great place to retire in.  (18:58)