Recently, host Josh Nelson, had the opportunity to sit down with a great friend and business associate, Randy Woo. Randy has a wide variety of experience in government and business and also coaching in the Tony Robbins Organization. Their conversation provides close looks at into things that concern us all about life, business, career, success, and includes some very sensible tips for getting through tough personal and professional times.Thanks for listening.Please contact Josh Nelson with your money questions, topic suggestions and/or comments about the podcast.   https://keystonefinancial.comInstagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

In this episode of the Wiser Financial Advisor, host Josh Nelson, CFP® delves into strategies to minimize your tax bill. Josh discusses the importance of proactive tax planning and how working with a Certified Financial Planner can help optimize your finances. From leveraging lesser-known tax-saving strategies to navigating changes in tax laws, this episode offers valuable insights to keep more of what you earn. Tune in to learn practical tips for reducing your tax burden and building a brighter financial future.Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

When to apply for Social Security is a very personal decision. Everyone has different reasons for choosing when they collect their benefits so it's a very personal decision. In any case there are three basic but important factors to consider before applying. In this episode host Josh Nelson covers these factors as well as other facts about being on Social Security you should know. Thanks for listening!  Please Like/Subscribe/Download (and share) The Wiser Financial Advisor podcastContact Joshhttps://www.keystonefinancial.com/Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

In this episode, Josh Nelson, CFP®, confronts a sobering reality: while Americans excel at consumption, our proficiency as investors often falls short. In this episode, we delve into the disparity between the pain of being a consumer and the power of being an owner. Join me as we dissect the nuances of wealth generation and explore how to bridge the gap between consumerism and investment prowess. Let's embark on this journey together towards financial enlightenment.Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

What do you think the most important financial decision you can make is? Picking the right stock? Starting a 401K? Josh explains the most important financial decision you can make and helps you with options so that your decision really is the best financial decision for you. If you enjoy this episode please rate, review, subscribe, download and share it with family and friends. Also, feedback and topic suggestions are always welcome. Contacthttps://josh@keystonefinancial.comhttps://www.keystonefinancial.com/Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

Today's topic is very important about seniors and the need to protect them from financial abuse. Seniors are targets for scammers of all kinds and too often there's no one able to help them determine whether they are being scammed or not. In this episode, Josh Nelson, CFP®, gives us some thoughtful and useful ways to help protect seniors and keep them safe from harm. Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

Why does ESG investing matter, and how does it work?Consumer behavior has changed and has become more focused on  sustainability. Like recycling, minimize waste and making greener choices. Which influences decisions around finances and investment choices.In this episode host Josh Nelson, founder and CEO of Keystone Financial Services in Loveland, Colorado, gives clear advice to investors and potential investors who want to use their money to finance companies committed to these practices. ESG investing, also known as sustainable investing, has seen exponential growth as investors seek to provide capital for companies whose values on environmental sustainability and social responsibility align with their own.Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

In this episode, Josh Nelson, CFP® shares the model of Keystone Financial and how their model and structure benefits clients and potential clients. Also, he covers important details investors and potential investors should know about creating a diversified portfolioInstagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

In this episode Josh Nelson, CFP® and Jeremy Busch, CFP® do a quick overview of how the economy fared in 2023 and how 2024 may take off from there. Taking into account that 2024 is an election year and that there are a number of global insecurities in play. The question is will the economy follow the historical course of years 1 through 4 of a presidency? Will national and/or world events affect the economy? Tune in to get more thoughts and perspectives about these and other questions. Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

A big concern among financial traders is whether their stategy will suceed. In this episode host Josh Nelson talks directly to what is truly the worse trade we can make, and his perspective includes much more than just money. Listen to this podcast and you will gain a fresh perspective that can help you not only  financially but in all of your life too. Contact:https://josh@keystonefinancial.comInstagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

Thanks for listening to and supporting The Wiser Financial Advisor!In this episode, "Planning The Trip Of A Lifetime", host Josh Nelson invites Cheri Smith in for an interview to share the value of taking family, even multi-generational family, trips together to create great life-long family memories. Cheri Smith is a self taught travel agent based on her lifelong experiences with taking many family, and multi-generational family trips early in her life and later as an adult. She found herself helping friends with the scheduling and planning associated with scheduling such trips. Eventually she created her own agency, "Wishes & Waves" because she felt like she had the skills and experience to  help others in navigating the demands associated with scheduling and planning trips of a lifetime for families of all sizes. Whether your preference is for leisure or play, Cheri can handle all the arrangements for you. Check out her website below.Cheri Smithhttps://wishesandwaves.com/Contact Josh Nelson with your money questions:https://keystonefinancial.comArchive episodeshttps://www.keystonefinancial.com/podcastInstagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

In this episode host Josh Nelson talks about the Tax Cuts and Jobs Act which was signed into law back in 2017. Those tax cuts when signed into law were set with an expiration date at the end of 2025. Keystone Financial clients are wanting to know what will happen when they do. If you're wanting to know as well, this episode will be helpful for helping you make the right financial decisions for your future financial success.  Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

To be clear, this isn't about assuring you that financial success, or success in life for that matter, is something guaranteed.  Rather it's about knowing ways that CAN help you move toward what it is you want more efficiently.  This ultimate success formula is applicable to any aspect of life. But in this episode Josh Nelson talks about it in regards to financial success. He shares four steps to know about. He shares 1.) how to take the time to really unpack the gist of what you want. 2.) How to get real clear on what it's going to take to get what you really want and what you need for success. 3.) He acknowledges that initially it can be challenging. But also how freeing the experience of building success for yourself, and for those in your orbit, feels as you move along.  4.) He explains why and how it will get to the point that you love taking the massive action that he suggests for your future.Contact Josh Nelson with questions, comments or topic suggestions.https://www.keystonefinancial.com/Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

Greetings everyone.  in this episode host Josh Nelson shares three keys for how to be, not just a financially-successful couple but, a financially-healthy couple as far as being in relationship together and in relationship to money.The overview:Key Number One: Don't hide money. Key Number Two: Agree on your outcomes and your purpose.Key Number Three for financially healthy couples: Take massive action.Of course we know you need more than the overview to really understand. So, click on the episode now to learn what Josh Nelson means by Financially Health Couple and how it may pertain to your relationship today.Thanks so much. Please remember to subscribe, rate and review. Shoot us an email to let us know what you like, or didn't like, from this episode. We also love to hear your suggestions for any financially related topic that may be a help to you.  Contact:https://josh@keystonefinancial.comInstagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

Welcome to this episode of The Wiser Financial Advisor. In this episode host Josh Nelson helps us understand why it's important to say no to the things that don't serve us. What does all this have to do with money and wealth creation? He says, EVERYTHING! He wants you, whether you are a Keystone Financial client or not, to dream big. Learn the three steps to eliminate distractions and time wasters that always  get in your way when living a financially secure life is important to you.  Thanks for listening! Please share this episode with family, friends and colleagues.https://keystonefinancial.com/podcastInstagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

“What does it take to become a millionaire?” A question host Josh Nelson gets asked a lot. In this episode he shares how you can emulate what many millionaires do to put you on track to becoming a millionaire yourself.  It's not a hard process, he points out. Actually it's quite simple. But there are a couple of things regarding financial planning and management that are important to know. Once you've heard this episode of The Wiser Financial Advisor all the way through, you could be on your way to building a lifetime of real financial security.  Contact Josh:https://josh@keystonefinancial.comPlease rate/review/download and share this inspiring episode with everyone you care about.Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

In this episode host Josh Nelson takes a look back on the year 2023 and a look forward at the positive prospects, personal and financial, for 2024. Thank you for listening to The Wiser Financial Advisor through 2023. 2024 will continue to provide greater wisdom to help you become happy, safe and secure in all aspects of your life.  All of our past episodes are located on your favorite podcast services as well as going to wiserfinancialadvisor.com. Happy New Year! Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

Where To Invest Your Money First For Retirement?  There are a lot of different kinds of retirement accounts and many people have questions about which is going to be the best one for them as they approach retirement age.   There's  a lot to dig into in this episode.  Employer benefit packages, eligibility, age, taxes, etc. Sooner or later, where to invest your money first for retirement becomes a question on the mind of everyone. To navigate successfully through the variety of retirement accounts for consideration means having good information and a good plan.  Host Josh Nelson helps unpack it all for you.   Contact Josh Nelson with your money questions, topic suggestions and/or comments about the podcast.   https://keystonefinancial.comReference: Which is better? Traditional or Roth IRA? Eps #54https://www.buzzsprout.com/1183136/9354649Archived episodeshttps://www.keystonefinancial.com/podcastInstagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

In this episode hosts Josh Nelson and Jeremy Busch dive into the topic of caregiving.  We believe you're going to find it very interesting and enlightening, not only from a financial standpoint but also from a practical standpoint in how you can best support  the ones who need caregiving assitance in your life now, or will be in the furure. Perhaps even for yourself sooner or later. You're going to find this is a important and an enlightening topic, one that we're all going to face at some point in our lives. Enjoy and God bless.Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman

Host Josh Nelson explains how any person with an average income can actually go about accumulating wealth. Josh tells us this: "It all comes down to the same principles regardless of your level of income.” Contact Josh Nelson for a free consultation about how you can open the door to financial independence and stability regardless of your current financial status. https://www.keystonefinancial.com/Instagram: https://www.instagram.com/keystonefin/Twitter: https://twitter.com/Keystone_Fin?advisorid=33004651Contact Josh Nelson: https://www.keystonefinancial.comContact Jeremy Busch: https://www.keystonefinancial.comPodcast Editing: Tim Leaman/info.primegen@gmail.comhttps://www.keystonefinancial.com/team/macy-chapman