The Financial Mirror

The market is volatile, I don’t know how else to say it. With all the news that is circling from Russia and Ukraine, Inflation and Recession, Banks Collapsing, Interest Rates, Job Cuts, and so much more, it’s easy to see why. Our human nature is that we want to hold onto what we have, we are gatherers by nature. The problem is, this mentality can lead to many problems when investing as the decisions you make around not losing money led to making poor investment decisions. Today I want to discuss 4 key things to keep in mind so that you “Keep Calm and Keep Investing” and win in this volatile market. If you stick to these basic principles, I have no doubt that you will walk out of this market as a champion.      Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

The famous “B” word is one that is known to really test a marriage. The question is, does it really have to? Last week we discussed the money talks that you should have before marriage and how to be successful at that. If you have had those conversations, this part should be easy. What we will talk about today is being successful when budgeting together. If you can learn to get on the same page when budgeting you will be on your way to reaching any financial goal that you want to achieve. It won’t happen overnight, but when you work together, it will happen quickly and you will feel accomplished to have done it together.   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Today we start a 2 part series around couples and finances. The significant part about this series is that we have my wife here for the entirety of it. Over this series, we will dive into how to make finances work as a couple. Today we will dive into how to make finances work in marriage by discussing the realistic thoughts and ideas that we brought into our marriage. We can then talk about how we navigated finances together over the years. I hope this is eye-opening to you as you decide how to handle your finances before, during, and into your married life.    Financially Incompatible Article: https://www.cnbc.com/2023/02/14/most-couples-financially-incompatible-having-a-money-talk-could-help.html   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/channel/UCxRXQLIuP23T34naEev76Vg Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://anchor.fm/thefinancialmirror If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

I have had so many people recently coming to me asking me about where they can invest their money for it to grow, this is a great question. When many think of investing they think of buying stocks, real estate, or cryptocurrency. I am here to tell you today, that all of those come with a decent amount of risk that many have not taken the time to educate themselves to manage. In this episode, I will cover three different investment vehicles that come with a very low-risk profile and provide some decent returns on our investments. When you get to the end of this, hopefully, one stands out to you that you can add to your portfolio today… Let’s jump in.    Buying Bonds from US Government: https://www.treasurydirect.gov/   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

We are still in the front half of tax season and I am giving you some wisdom. If you will file your taxes early, it comes with so many benefits. Today, I want to cover what those benefits are and hopefully motivate you to get started and finished in the next week or two. If you will do this, rest assured, you will have a clear mind and can begin to focus on other things that matter to you. Think about where you are on your taxes right now, then imagine what it would be like to be finished. Yes, I know… glorious… let me give you five benefits of getting those taxes done early.    What to Do If Identity Theft Occurs: https://turbotax.intuit.com/tax-tips/security/identity-theft-what-to-do-if-someone-has-already-filed-taxes-using-your-social-security-number/L4NBQHSM2   IRS Scam FAQ’s: https://www.irs.gov/newsroom/taxpayer-guide-to-identity-theft   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Tax season comes and goes quickly, it’s stressful, and most of all, it’s mandatory. Everyone is required to submit their tax documents to the IRS if they earned any money that previous year. The thing is though, many look forward to this time of year for the fact they “GET THAT REFUND”. Today, I want to change your definition of a good tax year, and yes, it has to do with the tax refund. I want to talk to you about this and how you can make the necessary changes to actually make the most of each and every tax season. If you will hear me out, you will be thankful. It just takes a change of heart and mind that goes against the grain of society.   TurboTax W4 Withholding Calculator: https://turbotax.intuit.com/tax-tools/calculators/w4/    Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Not a day goes by when I don’t see/hear someone talking about changing your life with passive income. With this, almost 100% of the time, it isn’t very passive. If you have heard this recently, you could feel like this may be a good option for you to consider. Especially as you consider where to go next in your financial journey. Hopefully, I’ve caught you before you committed to any one of them because seriously, this could cost you. In today’s episode, I want to discuss a few of the common passive income ideas that are discussed that aren’t so passive and why. Ultimately, you will have the knowledge needed to make better decisions toward income generation with your cash.   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

In 2022, the stock market dropped roughly 20% in a single year. For some, this could begin to make them alter their retirement plan from just a year ago. The question that I have for those individuals is why? Why would the stock market pulling back in a single year alter your decision to retire if that was your plan? So many look at retirement as an age and may have never actually understood what a retirement plan looks like. Today, I want to discuss how to create a fireproof retirement plan that will leave you stress-free for all of your retirement years. If you will take the time to build this plan, you will be on your way to feeling in control of your money and know the moment you can make a hard commitment to retirement.   Article Referenced: https://www.kiplinger.com/retirement/retiring-in-a-slowing-economy   Compound Interest Calculator: https://www.nerdwallet.com/banking/calculator/compound-interest-calculator   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Over the years I have worked with many clients on their personal finance journey. One thing that I can tell you is that almost all of them are “jacks of all trades” when it comes to what they focus on. What do I mean by this? They are trying to do everything, but end up doing nothing. Today, I want to re-wire your brain, I want to show you how you can become a millionaire through baby steps alone. If you take one step at a time, you will become a millionaire in the long run. Let me show you how…   Kids College Savings Video: https://www.youtube.com/watch?v=z21lbN5-66Y&ab_channel=FinancialMirror   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

In times like now, with inflation running rampant and interest rates ticking higher, it could leave you tempted to make some “Money Moves”. One that I was asked by a potential client was “Should I tap into my retirement to pay off debt?”. If you are human, you may have even had similar thoughts in your life. Today I want to show you why this thought, while simple in nature, carries a huge consequence, monetarily speaking. At the end of this, I hope that I can wipe that thought away and challenge you to think differently as you navigate your personal finances and the decisions that come with it.     Compound Interest Calculator: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

We have all heard the saying, the only thing guaranteed is to die and pay taxes. The other one I like to add is that we will all get to a point where “we want” to retire. Many don’t put much thought into their retirement plan, but with so many rules, that comes at a cost. In today’s episode, I want to cover one of those costs that you could be hit with and may not know exists. The good part is, there is something you can do about it. Today, I want to put your mind at ease as we cover RMDs and ensure they don’t derail your retirement plan.   Article Referenced:https://www.cnbc.com/2023/01/03/3-changes-in-secure-2point0-for-required-minimum-distributions.html   IRS Help-Guide: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-required-minimum-distributions   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Attention, Attention, Attention, there has been a huge change that I want you to be aware of. This is a topic that some don’t look into or know exists but it can be greatly beneficial. If you have a child, a loved one that’s a child, or maybe having a child in the future, this is for you. Today I want to cover the 529 Plan, but we are going to be discussing it from a different approach than we have discussed before. If you will listen and share this with others, this can change the lives and financial success of the future generation. Let’s dive in…     More Info on Topic: https://www.cnbc.com/2022/12/23/tax-free-rollovers-from-529-plans-to-roth-iras-may-be-allowed-in-2024.html   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

New Years is not just the start of the new calendar year, but for many, it is a chance to feel like they can use the new start for real change. Every year, people set New Year’s resolutions where they will develop a goal of doing something different in their life as they ring on the first day of the new year. These goals range from starting something new or cutting something out: begin exercising, cutting out sweets, saving more money, paying off debt, and many other goals. The problem is that many of these don’t last for most that set them. This year can be different if you let it. I want to show you 5 ways to start your finances off right in this new year and be happy with where you are financially at the end of 2023.   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

First and foremost, I hope you have a very Merry Christmas. Like every Christmas, this time of the year brings bigger bellies and lighter pockets. No matter how hard we normally try to get ahead on holiday expenses, those costs seem to sneak up on us every year. If this was you, once again this year, I want to equip you with how to save Christmas next year by eliminating financial stress. Now, what we cover today goes beyond just Christmas savings and can be used for your everyday life. However, if you will apply this to Christmas next year, you will surely thank me for the lack of financial stress.    Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

As we come to the end of 2022, you are probably feeling slightly excited about the new year. Most people look at the new year as a new start, the closing of one chapter and the opening of the next. This same goal applies to your personal finances, a new start. In today’s episode, I want to walk you through 3 steps that you can take to kick your 2023 finances off in the right direction. These are actions that you can take TODAY to wrap-up your 2022 finances and begin getting ready for the NEW YEAR!!    Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/@thefinancialmirror Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

As more and more car manufacturers are jumping into the electric vehicle (EV) market, you could be thinking about making that jump from an internal combustion (gas) engine to an EV. What I want to do today, is dig a little deeper than the very superficial statement “it will save you money”. While this could be true, I want to bring to light a few things that you could not have been told about or even thought of. I am not here to tell you if you should / should not invest in your EV, but I want to discuss whether it is worth it for you. In the end, you will know if an EV will ACTUALLY save you money or if it is just a fad.   Link to Cost Calculator: https://afdc.energy.gov/calc/   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/channel/UCxRXQLIuP23T34naEev76Vg Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Think about where you are right now with your retirement savings, what if you had just a little more? That would make you feel pretty good right? When you look up average retirement savings by age, you can see that there are so many people that just aren’t ready for retirement. This current path creates individuals that are overwhelmed with life at retirement age when they just don’t have enough saved. This is only compounded as we have moved further away from pension retirement and into more self-sustained retirement plans. The thing is, there is something you and I can do about it to change this trajectory. In today’s episode, I am going to give you a way that you can help build the future generations' retirement capabilities by starting with your own loved ones. Let’s start creating millionaires together today!!!   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/channel/UCxRXQLIuP23T34naEev76Vg Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

On this Thanksgiving weekend, I know that this can be a tough time for many when it comes to their finances. You have to travel to visit family, have huge festivities, and presents for Christmas, all of this can begin to make you question where you are in your financial journey. In today’s episode, I want to equip you with 3 ways that you can be thankful for your personal finances, no matter where you are currently with them. If you will begin to apply one or maybe even all of these, you will be equipped to stay in the right mindset to stay thankful for everything this Thanksgiving weekend.   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/channel/UCxRXQLIuP23T34naEev76Vg Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

There is insurance for everything, from when you buy your new phone, to your new car, your new house, your health, and even your pets. No matter where you turn, you are probably being offered an insurance policy on something and it can start to sound like white noise. What I want to talk to you about today is insurance that you need that you potentially haven’t even heard of. At the end of this episode, I want you to really dig in and get this insurance setup. It is something that could save you time and money in the long run.   Zander ID Theft Insurance: https://www.zanderins.com/identity-theft-protection   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/channel/UCxRXQLIuP23T34naEev76Vg Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

No matter how secure you are with your personal information, you are bound to run into some type of scam that is looking to get your hard-earned cash. The good news is, no matter how hard people try, if you look for a couple of crucial things you can identify these before it gets out of hand. While many think that there is no way someone would come after them, this type of thinking leads to them letting their guard down and falling, victim. Today I want to go over a few things that you can do to increase your awareness so that you don’t fall victim to the multiple scams that are out there. At the end of the episode, you will know a few things to look for, but I also give a few extra things you can do to increase your protection.   Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop    YouTube: https://www.youtube.com/channel/UCxRXQLIuP23T34naEev76Vg Facebook: https://www.facebook.com/thefinancialmirr0r Twitter: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/