In this Episode, I (@Jivraj Singh Sachar) speak with Ruchi Kalra, CEO of Oxyzo and Co-Founder of OfBusiness.

Oxyzo is the FinTech lending business built on top of OfBusiness. It is now a unicorn, raising a large Series A and having been self-funded by OfBusiness Cash-Flow for the longest time. Ruchi was a partner at McKinsey before starting OfBusiness. She comes from a core financial services background and was tailor made to have built a business like Oxyzo.

I sit with her and chat about how they got here. We cover a bunch of aspects around the strong fundamentals at Oxyzo, the core insights, the culture and the seamless process that contributes to the efficient operational engine required to build a lending business. I thoroughly enjoyed this deep dive and I am sure all of you listening will have a great time. But before we get started, here is quick word about our sponsor:

Stride Ventures, which is one of India’s leading Venture Debt Funds, becoming synonymous with innovative startup financing in India. Stride provides comprehensive solutions, going beyond venture debt, to cater to distinctive challenges faced by high-growth and inherently strong businesses, backed by leading institutions. The fund has a portfolio of over 60+ diversified companies, having deployed more than Rupees 1500 Crore to date. In just over two years, Stride Ventures has emerged as the preferred venture debt lender in the Indian Ecosystem. To know more about this phenomenal fund, visit - https://strideventures.in/

Hope you liked the 120th Episode on the Indian Silicon Valley Podcast -  Building the Most Efficient Lending Business!

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