224 - FinTech Landscape In India | Monica Jasuja | Mandar Kagade | Sumita Kale | Policy

This episode is an update to an older episode on the landscape of Financial technology, regulation and inclusion in India. We discuss what opportunities and challenges lies ahead for regulators and financial companies.

Topics:
00:00 Introduction
02:23 Exciting fintech developments in past 12-18 months
04:29 Updates on the fintech regulations
06:15 How will the next 400-500 mn users come into the fintech ecosystem
09:00 Roadmap to UPI 2.0
11:53 Regulation hurdles for neo banking
15:20 Banking for gig workers and blue collar workers
18:08 The state of neobanks
23:19 Does Banking for Bharat 2.0 need Govt. thrust?
25:40 Is BNPL sector heading towards Consolidation?
28:59 How will Account Aggregator network help credit
30:41 Where is policy headed for BNPL
33:59 Did cheap capital spur innovation?
37:06 Govt.'s initiatives to protect consumers
38:50 Mandar's thoughts on Crypto ban
41:04 Monica's Wishlist for the RBI
43:30 Sumita's Wishlist
45:45 Mandar's Wishlist

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