Moolah Talks - Financial freedom for women

Meeta Gupta and Ritu Prasad

Women traditionally shy away from finance because of their deep social conditioning that they will be taken care of by the men in their families.


Research however shows that women outlive men and COVID has added another layer to this equation. It has never been more important for women to understand and take charge of their financial well-being.


This podcast is here to educate and equip women with everything that they need to know and put into practice in order to design the life of their dreams and enjoy financial freedom. From mindset to managing money, from questioning the societal norms to breaking limiting beliefs, from smart investing to financial planning - we touch upon every topic that millennial women should be aware of when it comes to Money!


Hosted by Meeta Gupta and Ritu Prasad, Founders of Moolah for Women, the podcast brings a novel theme in each of its seasons.


Follow Moolah Talks wherever you are getting it and share it with a woman who needs to hear it today.



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EducationEducation
Society & CultureSociety & Culture
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Episodes

MoolahWisdom#5: Teaching kids about money
02-11-2023
MoolahWisdom#5: Teaching kids about money
Parents! With money not growing on trees, we’ve got all the answers y'all are looking for to help you raise money-smart kids!Listen in to get practical strategies on teaching your children essential money management skills with our seasoned expert, Jermina. She’ll tell you about the importance of developing your children’s relationship with money from an early age and how to help them understand that it’s neither an ultimate goal nor an evil necessity, but an integral part of life.We’ll also discuss how involving children in significant financial decisions has benefits such as building confidence and responsible decision-making, turning them away from poor habits such as unnecessary purchases. Conversations in the episode also touch on showing kids the joy money can bring and give, and the magic of seeing their investments grow over time!This episode is your classroom to learn from Jermina’s insights to help you equip your children to understand the true value of money, right from their weekly allowance to more complex financial decisions. Financial literacy is a necessary life skill, just like any other. Tune in to encourage your kids to start learning it early.**Moolah Wisdom series is brought to you by Moolah for Women, a financial and empowerment platform for women that makes finance simple, fun, and easy to understand, irrespective of the age, background, and geography.**To know more visit www.moolahforwomen.comConnect with us on Instagram @moolahforwomenEmail: contact@moolahforwomen.com
MoolahWisdom#3: Having fun with your money
19-10-2023
MoolahWisdom#3: Having fun with your money
Ever wondered if you could balance indulging in life's pleasures without compromising on your serious, long-term financial goals? We promise you it's possible!Listen in as Meeta Gupta is joined by her guest co-host Jermina, to talk about the joy and responsibility of money management. This conversation is all about balancing the serious aspects of saving for long-term goals like education, retirement, and loan payments, with the fun side of indulging in things that bring us joy. Jermina shares her personal stories of indulgence in jewelry, wristwatches, and gifting loved ones, emphasizing the importance of planning and saving for these treats. She also touches on charity, describing it as a feel-good form of indulgence, where both formal and informal contributions can make a difference. This episode is not just about managing money but about making it work for you in a way that brings joy and fulfillment. We'll share tips on smart financial planning, effective budgeting, and determining the worth of an indulgence.  We share tips on determining when an indulgence is worth the cost and how to decide when it's time to upgrade big-ticket items. It's time you realized that money should be used to create joy and it's perfectly okay to spend it on things that make you happy, as long as it's done in a planned and responsible manner. So, tune in and let's make the most out of our money!**Moolah Wisdom series is brought to you by Moolah for Women, a financial and empowerment platform for women that makes finance simple, fun, and easy to understand, irrespective of the age, background, and geography.To know more visit www.moolahforwomen.comConnect with us on Instagram @moolahforwomenEmail: contact@moolahforwomen.com
MoolahWisdom#2: Having Money Dates
12-10-2023
MoolahWisdom#2: Having Money Dates
Ever wondered how to master the art of money conversations? Tune into this engaging conversation between Meeta Gupta and Jermina Menon, a proud member of the 'sandwich generation', to unravel the importance of transparent and open discussions about finances. Money dates, Jermina suggests, are an essential part of our lives - as crucial as household talks about education, health, or relationships. She provides illuminating insights into the art of organizing your financial investments and ensuring they are easily accessible, and not just tucked away in the back of your closet.As the conversation progresses, Jermina spotlights her journey of supporting both her parents and her son, underlining the need for women to be in control of their finances. Financial transparency, she states, is not an option but a necessity in today's world. She highlights the significance of understanding financial matters and stresses the need for women to step up and steer the family finances. Jermina also shares a valuable nugget on how she secured her child's future by investing a small sum of money every month; indeed, a lesson for all modern-day parents.The climax of our discussion with Jermina explores the essence of financial unity in marriage. It's not just about love; it's also about money, she candidly shares. She narrates her personal experience of financial teamwork with her husband and how they began investing together. Jermina beautifully blends the concepts of partnership and finances, crafting a compelling narrative about the power of financial unity in a marriage. This episode is a goldmine of practical financial advice, mirrors life's real scenarios, and is a beacon of hope for those navigating the choppy waters of managing finances. Join us, and together let’s break the silence around money.**Moolah Wisdom series is brough to you by Moolah for Women a financial and empowerment platform for women that makes finance simple, fun,and  easy to understand, irrespective of the age, background, and geography.To know more visit www.moolahforwomen.comConnect with us on Instagram @moolahforwomenEmail: contact@moolahforwomen.com
MoolahWisdom#1: Start early with savings and investments
05-10-2023
MoolahWisdom#1: Start early with savings and investments
Ready to elevate your financial game? Brace for some Moolah Wisdom! In the very first episode of the series, Meeta Gupta gets chatting with the guest co-host, Jermina Menon, a retail marketing specialist turned investor as she walks us through her personal journey with money, starting from the age of 18. She takes us back to the 80s, sharing anecdotes about her initial steps in saving and investing as a young girl and highlighting why it was vital for her to have extra cash for her needs and wants. We also delve into the significance of saving at least 10% of your income – a simple yet powerful step towards financial stability.  We then shift gears to the topic of financial goals, a cornerstone of sound wealth management. Jermina underscores how clear financial objectives can turbocharge our savings and investment outcomes. More than that, she stresses the essence of focus and consistency in our wealth-building journey. But the golden nuggets don’t end there! As we round up our chat, we engage in a spirited discussion about the hallmarks of financial success – having a solid financial plan, starting early, and exercising patience with our money. If you're looking to demystify finance, create happy money and build a better future, this episode is a must-listen!**Moolah Wisdom series is brough to you by Moolah for Women a financial and empowerment platform for women that makes finance simple, fun, and easy to understand, irrespective of the age, background, and geography.To know more visit www.moolahforwomen.comConnect with us on Instagram @moolahforwomenEmail: contact@moolahforwomen.com
Life After Retirement: Exploring the Phase of a Woman's Journey
03-05-2023
Life After Retirement: Exploring the Phase of a Woman's Journey
Retirement is not the end of the road but the highway to freedom. Retirement is a golden period of one’s life. You have stopped working and your kids are married. You have ample time on your hands, so you can dedicate it to doing things that you love like taking up a hobby, traveling and socializing.But women tend to cling to the past and if they are financially dependent on their children, it becomes difficult for them to indulge into certain activities. In this episode, hosts Meeta Gupta and Ritu Prasad talk about the importance of taking charge of your finances and physical well being in your active years. It is essential to plan for your retirement and not rely on your children. They talk about how generally women outlive men and later feel lonely but it doesn’t have to be that way. If you take care of your physical health and finances, you can enjoy your retirement to the fullest. Listen to the entire episode to understand how you can take ownership after retirement and enjoy this golden phase of your life.  **Season 1 of Moolha Talks is taking a closer look into the social conditioning, challenges, and financial decisions that women go through at various life stages and how is it that we can seize our power back across these life stages. So follow Moolah Talks and stay tuned!**Take your first step towards financial education - watch the FREE 2-hour Masterclass at bit.ly/moolah-talks-masterclass Only for Moolah Talks listeners - 10% discount on Finance Essential Course. Use the coupon code MOOLAH10. Avail the offer here https://tinyurl.com/27yel45a**This podcast is produced and managed by Done for you Podcasts**
Life After the Empty Nest : A Woman's Journey
12-04-2023
Life After the Empty Nest : A Woman's Journey
Ever heard of the Empty Nest Syndrome?Do you think you have it?For the uninitiated, empty nest syndrome is when your kids grow up and leave the house for better opportunities. Most women are struggling with an empty nest as they know that once a kid steps out, they only come back as a guest. Women have to re-adjust their hectic life as suddenly they have a lot of extra time on their plate. In this episode, hosts Meeta Gupta and Ritu Prasad share that there are three stages to the nest syndrome- Grief, Relief and Joy.It is a time when the next chapter begins in a woman’s life. They can re-evaluate their priorities and work on projects that took a backseat because of the responsibility of the kids. They can spend time learning a new hobby or traveling.It is also an ideal time to take back the charge of finances and understand about their investments and assets.This conversation will give you a new perspective on the phase of empty nest syndrome. It will motivate you to try new things and also take charge of your finances. Listen to the entire episode as there are a lot of takeaways from this episode that you can incorporate in your life. **Season 1 of Moolha Talks is taking a closer look into the social conditioning, challenges, and financial decisions that women go through at various life stages and how is it that we can seize our power back across these life stages. So follow Moolah Talks and stay tuned!**Take your first step towards financial education - watch the FREE 2-hour Masterclass at bit.ly/moolah-talks-masterclass Only for Moolah Talks listeners - 10% discount on Finance Essential Course. Use the coupon code MOOLAH10. Avail the offer here https://tinyurl.com/27yel45a**This podcast is produced and managed by Done for you Podcasts**
Empowering Women: Examining the Irony of Divorce and Building a Growth Mindset
29-03-2023
Empowering Women: Examining the Irony of Divorce and Building a Growth Mindset
Do you think the biggest irony of life for a woman is going through a divorce?Divorce agreement shakes up a woman’s world completely. If she is a homemaker, it affects her financially and makes her feel abandoned. At the same time, if she is working, she still feels lost as she has the constant feeling of not belonging anywhere.Many women stay in bad marriages due to these reasons, plus they also hope that their situation will get better but most of the time that doesn’t happen.Join your hosts Meeta Gupta and Ritu Prasad in this important episode as they discuss the reasons behind a divorce, coping with divorce as a woman, and how to be prepared for a divorce. They feel that every woman should be prepared for the worst while living and hoping for the best. Women should take charge to build awareness around their own and their husband’s wealth, have knowledge about their rights, and form a support system even when everything is going in the right direction.It is essential to even understand that managing money is a life skill and it’s important to acquire it.Listen into the entire episode to know how you can form a growth mindset and ditch the old and boring victim mindset. **Season 1 of Moolha Talks is taking a closer look into the social conditioning, challenges, and financial decisions that women go through at various life stages and how is it that we can seize our power back across these life stages. So follow Moolah Talks and stay tuned!**Take your first step towards financial education - watch the FREE 2-hour Masterclass at bit.ly/moolah-talks-masterclass Only for Moolah Talks listeners - 10% discount on Finance Essential Course. Use the coupon code MOOLAH10. Avail the offer here https://tinyurl.com/27yel45a**This podcast is produced and managed by Done for you Podcasts**
Empowering Your Financial Future: Navigating Money Matters as a Career Woman Post-Marriage
15-03-2023
Empowering Your Financial Future: Navigating Money Matters as a Career Woman Post-Marriage
Motherhood is such a special phase of your life but does it mean that your career has to take a backseat during that time?Taking career breaks due to family reasons is one of the toughest choices in a women’s journey. Many women are forced to choose one at a given phase in life. Some take career breaks while others stressfully leave their children with house help or day care facilities.What does financial independence look like for a homemaker and when they are restarting career after break? Tune into this episode as hosts Meeta Gupta and Ritu Prasad talk about how women need to create a solid support system at home, talk about the financial situation of raising a child with their partner and navigate their career goals too.Their conversations will help you to understand that you are not alone and it is okay to admit that managing everything is hard and overwhelming but there is always a way out. Listen to the entire episode to know that it is okay to have financial goals as a woman and why is it necessary to take steps to fulfill them. **Season 1 of Moolha Talks is taking a closer look into the social conditioning, challenges, and financial decisions that women go through at various life stages and how is it that we can seize our power back across these life stages. So follow Moolah Talks and stay tuned!**Take your first step towards financial education - watch the FREE 2-hour Masterclass at bit.ly/moolah-talks-masterclass Only for Moolah Talks listeners - 10% discount on Finance Essential Course. Use the coupon code MOOLAH10. Avail the offer here https://tinyurl.com/27yel45a**This podcast is produced and managed by Done for you Podcasts**
Take charge of your financial security after marriage
01-03-2023
Take charge of your financial security after marriage
As a woman do you feel that marriage is the most important milestone in your life? Have you left your high paying job and shifted cities because your husband was working/found a job in another city?As a woman, have you faced workplace biases?Unfair, isn’t it?But, this is how it has been for the past so many years. It’s now time to shake these biases!In this episode, hosts Meeta Gupta and Ritu Prasad share their stories of how they faced workplace biases and left the careers of their choice post marriage. They also share some experiences of other women who chose to maintain their financial security and independence post marriage thereby giving a path for women to follow. Their conversations will encourage you to break the notion of being financially dependent on other people as a woman. These candid sharings will help you to take charge of your financial security and well-being.  Listen to the entire episode and find tips to manage money dynamics better post marriage. **Season 1 of Moolah Talks is taking a closer look into the social conditioning, challenges, and financial decisions that women go through at various life stages and how is it that we can seize our power back across these life stages. So follow Moolah Talks and stay tuned!**Take your first step towards financial education - watch the FREE 2-hour Masterclass at bit.ly/moolah-talks-masterclass Only for Moolah Talks listeners - 10% discount on Finance Essentials Course. Use the coupon code MOOLAH10. Avail the offer here https://tinyurl.com/27yel45a**This podcast is produced and managed by Done for you Podcasts**
Flexible or Financially Independent - What do you want your daughter to be?
15-02-2023
Flexible or Financially Independent - What do you want your daughter to be?
As a woman, you might be lucky enough to be raised in a family that gave you opportunities to thrive and live a life on your own terms.But wait! Did you ever feel any undercurrents of gender bias?Your parents allowed you to pursue your studies and career but didn’t allow you to move out of the native city? Maybe your extended family never took you seriously when you shared that you want to build a business? And with all good intentions - your mom gave you instructions, advice or ubtan to ensure you are marriage ready!And to top it all - conversations about money were always a taboo topic.If you ever came across such biases - you are not alone. Hosts Meeta Gupta and Ritu Prasad share in this episode their growing up years and how small actions from family and society create deep rooted conditioning of girls that makes them believe that they need to be taken care of and provided for by the men.Their discussion propels us to break the chain and normalize money conversations with your daughters and sons. The candid sharings will help mothers and every woman see the patterns they have been brought up with and empower them to break out of that mold. Listen to the entire episode to see the similar patterns girls are raised with and how as a woman you can take charge to break out of those molds.***Season 1 of Moolah Talks is taking a closer look into the social conditioning, challenges, and financial decisions that women go through at various life stages and how is it that we can seize our power back across these life stages. So follow Moolah Talks and stay tuned!***Take your first step towards financial education - watch the FREE 2-hour Masterclass at bit.ly/moolah-talks-masterclass A special gift from Meeta and Ritu for listeners of Moolah Talks - Ebook on 10 steps to your Financial Independence: bit.ly/moolah-talks-ebook **This podcast is produced and managed by Done for you Podcasts**