Can you survive on an entry-level teacher's salary? Christine and Dave about their experiences surviving on a teacher salary in the Dallas, Texas area and how they were able to save money and eventually buy a house. Here are the key points from the discussion: The starting salary for a first-year teacher in McKinney ISD is $60,450 per month.After taxes and deductions, a single person could take home around $4,300 per month.Rent for a one-bedroom apartment in McKinney can be around $1,075 per month, including utilities and internet.Other expenses include car payments, gas, groceries, phone bill, streaming services, clothes, entertainment, and student loan debt.We estimate that a single person could live comfortably on around $2,500 per month, leaving $1,800 left over for savings.By saving consistently for a few years, it is possible to save up for a down payment on a house.We also discuss the importance of side hustles and how we were able to supplement our income when we were first starting out. We acknowledge that everyone's situation is different and that there is no one-size-fits-all answer to the question of whether or not someone can survive on an entry-level teacher's salary. However, we believe that it is possible with careful planning and budgeting. --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

Welcome back to the Frugal Fit Mom podcast! In today's episode, Christine and Dave chat about something we're all curious about – Artificial Intelligence (AI). They'll discuss how AI is popping up in our daily lives, especially in education and online content like YouTube. As parents and educators themselves, they're diving into how we can use AI responsibly with our kids, and what to watch out for. This episode is perfect for anyone trying to get a handle on what AI is all about, whether you're totally new to it or just looking to learn a bit more. Join us for a relaxed but informative conversation on AI, its uses, and how it's changing the way we do things. --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

Money Questions --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

Free LMNT Sample Pack with Any Purchase! https://drinkLMNT.com/frugalfitmom Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com Welcome to The Frugal Fit Mom Podcast, your go-to source for all things budget-friendly and health-conscious living. In today's episode, we shine a spotlight on the often-overlooked expenses lurking in your grocery bill. Join us as we unpack the high cost of groceries, offering practical insights, and money-saving hacks. Get ready to transform your approach to shopping and eating, because on The Frugal Fit Mom Podcast, we believe that a healthy lifestyle shouldn't come with a hefty price tag! --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

Free LMNT Sample Pack with Any Purchase! https://drinkLMNT.com/frugalfitmom Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

This week, Christine and Dave sit down to discuss fast food and whether it can be enjoyed on a budget. As they analyze an overpriced McDonald’s receipt, they provide tricks and alternatives to help make your fast food cravings more affordable and just as convenient! Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com References: Atomic Habits https://jamesclear.com/atomic-habits The Power of Habit https://charlesduhigg.com/the-power-of-habit/ --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

5 Days to an Organized Christmas - https://www.theminimalmom.com/offers/A7DuBBqZ/checkout Find me on Instagram -https://www.instagram.com/frugalfitmom6/ Cookie Recipes - https://www.youtube.com/watch?v=aB5pVyrG7tU Brooks Ghost - https://amzn.to/3QXySB9 Dynafit 100 Ultra - https://amzn.to/3T1LgCN La Sportiva Jackal - https://amzn.to/47zesFV Join me in this special Holiday Q&A, where we'll spill the tea on budget-friendly celebrations and navigating the family dynamics with grace and a touch of humor! Dealing with family dynamics during the holidays can be a delicate dance. Get ready for some real talk and practical advice on handling those tricky conversations, nosy relatives, and turning potential drama into unforgettable moments of joy. --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

Hailey is back for another mother-daughter episode! This week, Christine asks Hailey all of your questions about growing up in a frugal household, leaving the nest, navigating high school, and her mom's best (and worst?) qualities. Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com References: Second Date Update https://www.brookeandjeffrey.com/featured/second-date-bjitm/ --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

This week, Christine and Dave analyze the budget of a 26 year old woman who is currently in great financial standing, but is just beginning the process of earning her masters degree and also needs to purchase a new (used!) car by the end of the year. The Frugal Fit Spouses urge the woman to minimize her "fun" expenses and prioritize savings in order to reach her big financial goals. Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

Free LMNT Sample Pack with Any Purchase! https://drinkLMNT.com/frugalfitmom This week, Christine sits down with her daughter Hailey to discuss the relationship they’ve built through trust, communication, boundaries, and a shared love of Buffy the Vampire Slayer. The mother-daughter duo also answer some of their audience’s questions about leaving the nest, dream jobs, and growing up in a fit family. Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com References: I'm All In with Scott Patterson https://podcasts.apple.com/us/podcast/i-am-all-in-with-scott-patterson/id1563792491 Pod Meets World https://podcasts.apple.com/us/podcast/i-am-all-in-with-scott-patterson/id1563792491 --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

Free LMNT Sample Pack with Any Purchase! https://drinkLMNT.com/frugalfitmom This week, Christine answers your burning questions about her life as a wife, mother, YouTuber, and athlete. DM your questions and ideas for future podcast episodes to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com https://podcasts.apple.com/us/podcast/the-happiness-lab-with-dr-laurie-santos/id1474245040 Chasing Excellence https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&ved=2ahUKEwiD0fWjyNaBAxUJH0QIHQmYD6UQFnoECCEQAQ&url=https%3A%2F%2Fpodcasts.apple.com%2Fus%2Fpodcast%2Fchasing-excellence%2Fid1170629044&usg=AOvVaw0rvmgr5CJBqriqR4UoSX-_&opi=89978449 Sex with Emily https://podcasts.apple.com/us/podcast/sex-with-emily/id82456189 --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

Free LMNT Sample Pack with Any Purchase! https://drinkLMNT.com/frugalfitmom This week, Christine sits down with theme-park travel agent (and childhood friend!) Kayla to demystify the process of planning a Disney vacation. As Kayla explains the intricacies of Genie Passes, Magic Bands, and much more, Christine sets out to answer one question: can Disney be done on a budget? DM your questions and ideas for future podcast episodes to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com Check out Kayla! Email: kmacchi@unlockingthemagictravel.com Instagram: whistle.while.you.work.podcast Free Vacation Quote: https://forms.gle/tRWzz5bLxHhbdje57 Find me at: https://www.travelleaders.com/agent/283860?ref=search&txtAgentName=Kayla%20Macchi Our Disney Podcast: https://rss.com/podcasts/whistle-while-you-work/ Bio: When she was in first grade, Kayla’s mom gave her a special piggy bank to save her coins for the upcoming family trip to Disney World. She was so excited to have some spending money for this special trip. That first pair of Minnie Mouse ears and cherry rainbow lollipop purchased on Main Street ignited the magic within. Over thirty years later, Kayla and her husband Randy are Walt Disney World Annual Passholders who have completed more than 20 Disney trips at Disney World and Disneyland in recent years. They regularly plan and take their four sons on family vacations having enjoyed amazing experiences at Universal Studios; in New York City, Hawaii, Los Angeles, Las Vegas, Utah, and Mexico;  sailing a Caribbean cruise, and much more. When Kayla isn’t traveling, she runs a health coaching practice she started five years ago from her home in Houston, Texas. And, Kayla and Randy have so much to say about Disney that they even created their own weekly podcast—Whistle While You Work. --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

This week, Christine and Dave give their personal opinions on the crazy, overpriced, and impractical items other people spend their money on. From a certain vacation destination to expensive sunglasses, the Frugal Fit Mom and Dad poke fun at items you may think are completely worthwhile! DM your questions and ideas for future podcast episodes to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

This week, Christine and Dave sit down to discuss the items they personally believe are worth the splurge. From mattresses to dairy products, you’ll find out what expensive and high-end items the Frugal Fit Spouses agree (and disagree!) are worthy of their hard earned dollars. DM your questions and ideas for future podcast episodes to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: https://www.youtube.com/channel/UCdzq21gdrw1k5jw6xzaCADg Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com References Berm Peak: https://www.youtube.com/channel/UCu8YylsPiu9XfaQC74Hr_Gw --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

In this week's episode, Christine and Dave discuss the difficulties of buying a house in today's market. The Frugal Fit Spouses provide advice, insight, and sympathy for young people looking to purchase their first homes as they go over specific examples of houses currently for sale across the United States. If you'd like to be anonymously featured on an episode of Budget Breakdown, go to https://www.frugalfitmom.com and click "contact." Follow Christine! Youtube: https://www.youtube.com/c/frugalfitmom Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

In this episode of Budget Breakdown, Christine and Dave tackle the budget of a small family with zero debt. The Frugal Fit Spouses praise the discipline of the budget-minded family, but emphasize the importance of increasing their income to accommodate their goals and needs. If you'd like to be anonymously featured on an episode of Budget Breakdown, DM your detailed budget to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: https://www.youtube.com/c/frugalfitmom Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

On this week’s Budget Breakdown, Christine and Dave analyze the spending habits of a family drowning in almost $200,000 worth of debt. They offer tough love and practical advice on how this family can cut their excessive expenses and allocate their freed-up funds to help them work toward their ultimate goal of being completely debt free.  DM your questions and ideas for future podcast episodes to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: https://www.youtube.com/c/frugalfitmom Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com Dave Ramsey’s Debt Snowball: https://www.ramseysolutions.com/debt/get-out-of-debt-with-the-debt-snowball-plan?gclid=CjwKCAjw4c-ZBhAEEiwAZ105RchA5AybiyC7GgYHStGVTioePSsfgQIF7Q6pmV6UK8vCZmlPHJIi3BoCzYcQAvD_BwE --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

In this week's episode of Budget Breakdown, Christine and Dave dig into the spending habits of a low income family living in a high cost of living area. They urge the family to more effectively align their expenses with their limited income to achieve their goals of building their savings, adding to their retirement funds, and moving out of their tiny home. DM your questions and ideas for future podcast episodes to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: https://www.youtube.com/c/frugalfitmom Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

This week, Christine chats with Sarah from Our Tribe of Many to learn about how she juggles life with 11 homeschooled kids and a successful online business. The Youtube Moms discuss large family meal planning, creating a rotating pantry, grocery shopping on a budget, home management, and everything in between. DM your questions and ideas for future podcast episodes to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: https://www.youtube.com/c/frugalfitmom Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com Check out Sarah! Sarah's Home Management Course: https://ceb0357793b80e010fb4c96fe3078840.mykajabi.com/7-weeks-to-peace-in-your-home Youtube: https://www.youtube.com/c/OurTribeofMany Instagram: https://www.instagram.com/ourtribeofmany/ --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support

This week, Christine and Dave share some of the lessons they've learned while living a frugal lifestyle. The Frugal Fit Spouses discuss the detriments of placing too much importance in material objects and emphasize the value they've found in shifting their focuses towards relationships and experiences. DM your questions and ideas for future podcast episodes to Christine on Instagram @frugalfitmom6. Follow Christine! Youtube: https://www.youtube.com/c/frugalfitmom Instagram: https://www.instagram.com/frugalfitmom6 Facebook: https://www.facebook.com/christinethefrugalfitmom Website: https://www.frugalfitmom.com --- Support this podcast: https://podcasters.spotify.com/pod/show/frugalfitmom/support